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Account Type Opening Deposit Minimum Balance Monthly Service Charge Unlimited Check Writing Interest Bearing
Totally Free Checking
$50  None  $0  Yes  No 
Totally Free Checking
A FREE account for everyone!

  • No minimum balance required
  • No monthly service charge
  • No per check charge
  • Unlimited Check writing
  • Easy-to-balance monthly statement
  • Check images are returned in monthly statement
  • FREE Sierra Check Card
  • FREE Online Banking & Free Bill Pay
50+ Free Interest
$50  None  $0  Yes  Yes 
50+ Free Interest Checking
FREE for customer 50 and better!

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Return of check images for easy record keeping
  • FREE Sierra Check Card
  • FREE Online Banking & Free Bill Pay
VIP Free Interest
$50  None  $0  Yes  Yes 
VIP Free Interest Checking
FREE checking with the convenience of direct deposit or any automatic payment!
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Return of check images for easy record keeping
  • FREE Sierra Check Card
  • FREE Online Banking & Free Bill Pay
Low Minimum + Interest
$50  $500  $6 (if balance falls below $500)  Yes  Yes 
Low Minimum + Interest Checking
Your checking balance earns money!

  • Competitive interest
  • No monthly service charge with a minimum balance of just $500
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Return of check images for easy record keeping
  • Only $6 monthly charge if minimum balance falls below $500
  • FREE Sierra Check Card
  • FREE Online Banking & Free Bill Pay
Wall Street
$50  $1000  $8 (if balance falls below $1,000)  Yes  Yes 
Wall Street Checking
An account for those interested in higher interest!

  • Higher interest rates with balances of $2,500 or more
  • Competitive interest if balance falls below $2,500
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Return of check images for easy record keeping
  • Only $8 monthly charge if minimum balance falls below $1,000
  • FREE Sierra Check Card 
  • FREE Online Banking & Free Bill Pay
No Minimum + Interest
$50  None  $4  Yes  Yes 
No Minimum + Interest Checking
FREE Checks, interest and unlimited check writing!

  • Free personalized checks
  • Competitive interest
  • No minimum balance
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Return of check images for easy record keeping
  • All for only $4 per month
  • FREE Sierra Check Card
  • FREE Online Banking & Free Bill Pay
eChecking + Interest
$50  None  $0  No  Yes 
eChecking + Interest
The convenience of electronic banking, plus interest!
  • No minimum balance
  • No monthly service charge
  • Only 20¢ per check
  • Easy-to-balance monthly statement
  • Return of check images for easy record keeping
  • FREE Sierra Check Card
  • FREE Online Banking & Free Bill Pay

Click on "More" to view additional details about each account type.
 

 

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