Phone: 1-888-454-BANK

Sierra Reward Checking

With Sierra Reward Checking, you get more than just a free checking account. You also get an account that pays you back -- with a sky high interest rate, no monthly service charge, monthly Sierra eStatements, and so much more.*

Click the "Learn More" button below to see a short video about this product!

Features

Earn 3.09% APY on balances up to $25,000¹*
Earn 1.01% APY on balances above $25,000 ¹*
If monthly qualifications are not met, you still earn .12% APY*
Reimburses up to $25.00 in ATM fees nationwide per statement cycle¹ ³
Free Sierra eStatement every month
Free Sierra Bill Pay
Free Sierra Check Card
No monthly service charge
Overdraft protection available with a savings account or apply for a line or credit. ²

Qualifications:

Minimum 12 Sierra Check Card purchases per qualification period³ (Purchases must be posted, not pending -- excludes ATM transactions)
Minimum one direct deposit or automatic payment from your account per qualification period³ (must be posted, not pending)
Make at least one payment using Sierra BillPay per qualification period³ (must be posted, not pending)
Enroll & receive Sierra eStatements
Must be opened online

¹ When you meet the minimum qualifications for that statement cycle

² Subject to Bank approval

³ Statement period ends the first Thursday of every month with the qualifying period ending the business day prior, meaning that the qualifying number of days will vary from month to month

*Annual Percentage Yield (APY) accurate as of July 2, 2010. Rate tiers are as follows: 3.09% applies to balances of $.01 - $25,000 and 1.01% paid on balances over $25,000 as long as qualifications are met each statement cycle. .12% will be earned on all balances if qualifications are not met. All balances will earn 1.01 - 3.09% as long as qualifications are met. Rates may change after the account is opened. This account is available exclusively to all residents of CA or WV.

New accounts funded by credit card transactions will be treated as a cash advance and your credit card issuer may impose a cash advance fee. Please contact your credit card issuer if you have a concern regarding a cash advance fee.