The Flexible Choice
SBA qualifying standards are flexible with good personal and business credit histories and a demonstrated ability to make timely payments. In fact you can use personal assets and your personal guarantee¹ to help qualify.
| Collateral | Loan-to-value |
|---|---|
| Real Estate | Up to 90% |
| Equipment | Up to 80% |
| Accounts Receivable & Inventory | Up to 70% |
¹ Persons with 20% or more ownership will need to provide a personal guarantee.






