Mortgage Warehouse
Lending Solutions

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Mortgage Warehouse Lines.

We specialize in competitively priced small- and medium-sized warehouse lines up to $30 million that fit your company’s specific needs. Our lines have no commitment fee and fund a wide variety of products to a large list of approved investors.

Your company can take advantage of our warehouse lines of credit if it is based in California, has been in business at least three years, has minimum capital of $1 million, has a maximum leverage ratio of 15:1, and has the personal guarantees of owners. Bank of the Sierra offers:

Available Online
at Any Time

Management and
Individual Loan

Up to 100%
Funding of
Note Amount


and Jumbo Loans

Online Warehouse
Reporting and
Advance Request

Learn More About Mortgage Warehouse Lending

Solutions Guide At A Glance

Get Started Today!

Theo Hatch
Mortgage Warehouse Lending

Mortgage Warehouse Helpdesk:

Meet Our Team

Mike Olague
EVP, Chief Banking Officer

Silvia Escobar
Loan Service Center Manager, LSC

Ranessa Quinton
Project Analyst

Mark Bernal
Branch Banking Administrator

Alice Beltran
Mortgage Warehouse Loan Operations Supervisor, LSC

Dusty Godwin
Senior Operations Assistant, LSC

Tracy Lautenschlager
Senior Operations Assistant, LSC

Cecilia Baldwin
Senior Operations Assistant, LSC

Yesenia Moreno
Senior Operations Assistant, LSC

About Us

Bank of the Sierra was established in 1977 and is the largest independent bank headquartered in California’s South San Joaquin Valley. The community-centric regional bank offers a full range of retail and commercial banking services with full-service branches located within the counties of Tulare, Kern, Kings, Fresno, Los Angeles, Ventura, San Luis Obispo, and Santa Barbara. The Bank also maintains an online branch, and provides specialized lending services through an agricultural credit center and an SBA center.