Credit Analyst – (Corporate) Porterville
Porterville (Corporate) – 40 Hours
The Credit Analyst develops expertise in evaluating the credit worthiness of individuals and businesses. The Credit Analyst determines the likelihood that a borrower will be able to meet financial obligations and pay back a loan, often by spreading a borrower’s financial statements and reviewing the borrower’s financial history to determine if cash flow conditions will be conducive to satisfactory loan repayment. The Credit Analyst develops skills in financial statement analysis, using a number of performance metrics when reviewing the financial history of a potential borrower. The Credit Analyst focuses on determining whether the borrower will have sufficient cash flow by comparing borrower performance metrics to industry standards, other borrowers, and historical trends.