Porterville (Corporate) - 40 Hours
DUTIES: The Credit Analyst will construct spreads of financial statements, identify credit weaknesses and transaction risks as well as areas where further information must be obtained and analyzed.
Perform trend analysis and process amendments and waivers in a timely manner to meet customer expectations.
Provide performance updates to Senior Management and identify and act on warning signs. Assist in assessing and grading loans, preparing informational requests for regulatory and internal reports.
Support Credit Administration to screen and structure prospective loan transactions, conduct due diligence, complete credit authorizations, work with loan officers to obtain credit approval, monitor incoming loan submissions, prepare Officer and Senior Loan Committee agendas, process declined loan requests, prepare special reports as needed, and perform other duties as assigned.
May be asked to supervise Credit Assistants and Credit Analysts as needed.