Senior Credit Analyst – Fresno Shaw
Fresno Shaw – 40 Hours
The Senior Credit Analyst develops expertise in evaluating the credit worthiness of individuals and businesses. The Senior Credit Analyst determines the likelihood that a borrower will be able to meet financial obligations and pay back a loan, often by spreading a borrower’s financial statements and reviewing the borrower’s financial history to determine if cash flow conditions will be conductive to satisfactory loan repayment. The Senior Credit Analyst, besides being skilled at financial statement analysis, uses a number of performance metrics when reviewing the financial history of a potential borrower. The Senior Credit Analyst focuses on determining whether the borrower will have sufficient cash flow by comparing borrower performance metrics to industry standards, other borrowers, and historical trends.