Bigger Earnings for Bigger Balances.
With Business + Interest Checking from Bank of the Sierra, your organization can benefit from the best of both worlds: everyday convenience plus competitive tiered rates. Features include:No monthly fee with minimum daily balance1
No monthly fee with minimum daily balance1
Free debit card transactions3
Free debit card transactions3
Free Sierra eStatements and eNotices
Free Sierra eStatements and eNotices
Free Sierra Cash Management with bill pay2
Free Sierra Cash Management with bill pay2
Compare Accounts
Minimum Opening Balance
$50
$50
$50
Monthly Maintenance Fee
$0
$01
$21
Earnings credit allowance may offset activity fees
Interest
N/A
FREE Sierra Business Debit Card
FREE Debit Card Transactions3
N/A
FREE Sierra Cash Management2
FREE Bill Pay
FREE Mobile Deposits4
N/A
FREE eStatements and eNotices
Overdraft Protection Option
Eligibility for Treasury Management products
A minimum deposit of $50 is required to open an account.
1. Monthly service fee is only $19 if daily balance falls below $5,000.
2. See Schedule of Fees for complete details.
3. Foreign ATM transactions not included.
4. You must be enrolled and have successfully logged in to the online banking desktop version before you have access to the Bank of the Sierra mobile banking app.
5. Online Banking and Mobile App are required for Mobile Check Deposit. Your mobile carrier’s text messaging and web access charges may apply. Deposits are subject to verification and not available for immediate withdrawal. Restrictions apply. A printable version of the full Mobile Banking and Mobile Check Deposit agreement can be viewed by clicking here. For further information, please contact a Bank of the Sierra representative.
Compare Accounts
Minimum Opening Balance
$50
Monthly Maintenance Fee
$0
Interest
N/A
FREE Sierra Business Debit Card
FREE Debit Card Transactions3
FREE Sierra Cash Management2
FREE Bill Pay
FREE Mobile Deposits4
FREE eStatements and eNotices
Overdraft Protection Option
Eligible for Treasury
Management products
N/A
Minimum Opening Balance
$50
Monthly Maintenance Fee
$01
Interest
FREE Sierra Business Debit Card
FREE Debit Card Transactions3
FREE Sierra Cash Management2
FREE Bill Pay
FREE Mobile Deposits4
FREE eStatements and eNotices
Overdraft Protection Option
Eligible for Treasury
Management products
Minimum Opening Balance
$50
Monthly Maintenance Fee
$21
Earnings credit allowance may offset activity fees
Interest
FREE Sierra Business Debit Card
FREE Debit Card Transactions3
N/A
FREE Sierra Cash Management2
FREE Bill Pay
FREE Mobile Deposits4
N/A
FREE eStatements and eNotices
Overdraft Protection Option
Eligible for Treasury
Management products
A minimum deposit of $50 is required to open an account.
1. Monthly service fee is only $19 if daily balance falls below $5,000.
2. See Schedule of Fees for complete details.
3. Foreign ATM transactions not included.
4. You must be enrolled and have successfully logged in to the online banking desktop version before you have access to the Bank of the Sierra mobile banking app.
5. Online Banking and Mobile App are required for Mobile Check Deposit. Your mobile carrier’s text messaging and web access charges may apply. Deposits are subject to verification and not available for immediate withdrawal. Restrictions apply. A printable version of the full Mobile Banking and Mobile Check Deposit agreement can be viewed by clicking here. For further information, please contact a Bank of the Sierra representative.
Competitive Rates, Dedicated Service.
For current rates and terms, please contact your local branch or our Customer Service Center at 1-888-454-BANK.
Beneficial Owner Certification.
To help prevent financial crimes, federal regulation requires certain financial institutions to obtain, verify, and record information about the beneficial owners of legal entity customers. Anyone opening an account on behalf of a covered legal entity will be required to complete a Certification of Beneficial Ownership.


Manage Your Business Spending.
Bank of the Sierra’s free Visa® Business Debit Card makes it easy to control your business expenses and stay within budget. Enjoy flexible purchasing power, enhanced security features, and convenient digital tools in Sierra Cash Management to help you manage your organization’s cash flow and improve record-keeping.
- Track your spending
- Add authorized users
- Set purchase limits
- Capture receipts
Go Green with eStatements and eNotices.
Reduce paper waste, clutter, and postal delivery delays and enroll in secure electronic statements and notices, available for free with all Bank of the Sierra checking or savings accounts.
To learn more, stop by your nearest branch or give us a call at 1-888-454-BANK.
mail fraud


Securely Deposit Checks at Your Convenience.
Improve cash flow and increase efficiency with our Bank of the Sierra mobile banking app. Our secure technology lets you use your own mobile device to snap a picture and securely deposit checks into your account, whenever and wherever it’s convenient for you.5
To learn more, stop by your nearest branch or give us a call at 1-888-454-BANK.
Bank rules and regulations apply. Ask us for details. Other fees such as overdraft fees may apply. See Schedule of Fees for details. A minimum deposit of $50 is required to open an account.
*You will only have access to electronic account statements from your enrollment date going forward.
1. Monthly service fee is only $19 if daily balance falls below $5,000.
2. See Schedule of Fees for complete details.
3. Foreign ATM transactions not included.
4. You must be enrolled and have successfully logged in to the online banking desktop version before you have access to the Bank of the Sierra mobile banking app.
5. Online Banking and Mobile App are required for Mobile Check Deposit. Your mobile carrier’s text messaging and web access charges may apply. Deposits are subject to verification and not available for immediate withdrawal. Restrictions apply. A printable version of the full Mobile Banking and Mobile Check Deposit agreement can be viewed by clicking here. For further information, please contact a Bank of the Sierra representative.