Sierra Business Checking

A solid foundation for your enterprise.

Sierra Business Checking

A solid foundation for your enterprise.

Simple Is Good.

Whether you’re a solo entrepreneur or part of a growing organization, you can enjoy the essential benefits of business banking with time-saving tools and minimal requirements. Features of Sierra Business Checking include:

No minimum balance

No minimum balance

No monthly fee

No monthly fee

Sierra Cash Management with bill pay2

Sierra Cash Management with bill pay2

Business Mobile Banking app4

Business Mobile Banking app4

Business debit card

Business debit card

Free Sierra eStatements and eNotices

Free Sierra eStatements and eNotices


It’s Easy to Get Started.

Get in touch with a Bank of the Sierra banker or stop by a branch to open your business checking account. Click here for a list of important documents you may need.

Compare Accounts

Minimum Opening Balance

$50

$50

$50

Monthly Maintenance Fee

$0

$01

$21
Earnings credit allowance may offset activity fees

Interest

N/A

FREE Sierra Business Debit Card

FREE Debit Card Transactions3

N/A

FREE Sierra Cash Management2

FREE Bill Pay

FREE Mobile Deposits4

N/A

FREE eStatements and eNotices

Overdraft Protection Option

Eligibility for Treasury Management products

A minimum deposit of $50 is required to open an account.
1. Monthly service fee is only $19 if daily balance falls below $5,000.
2. See Schedule of Fees for complete details.
3. Foreign ATM transactions not included.
4. You must be enrolled and have successfully logged in to the online banking desktop version before you have access to the Bank of the Sierra mobile banking app.
5. Online Banking and Mobile App are required for Mobile Check Deposit. Your mobile carrier’s text messaging and web access charges may apply. Deposits are subject to verification and not available for immediate withdrawal. Restrictions apply. A printable version of the full Mobile Banking and Mobile Check Deposit agreement can be viewed by clicking here. For further information, please contact a Bank of the Sierra representative.

Compare Accounts

Minimum Opening Balance

$50

Monthly Maintenance Fee

$0

Interest

N/A

FREE Sierra Business Debit Card

FREE Debit Card Transactions3

FREE Sierra Cash Management2

FREE Bill Pay

FREE Mobile Deposits4

FREE eStatements and eNotices

Overdraft Protection Option

Eligible for Treasury
Management products

N/A

Minimum Opening Balance

$50

Monthly Maintenance Fee

$01

Interest

FREE Sierra Business Debit Card

FREE Debit Card Transactions3

FREE Sierra Cash Management2

FREE Bill Pay

FREE Mobile Deposits4

FREE eStatements and eNotices

Overdraft Protection Option

Eligible for Treasury
Management products

Minimum Opening Balance

$50

Monthly Maintenance Fee

$21
Earnings credit allowance may offset activity fees

Interest

FREE Sierra Business Debit Card

FREE Debit Card Transactions3

N/A

FREE Sierra Cash Management2

FREE Bill Pay

FREE Mobile Deposits4

N/A

FREE eStatements and eNotices

Overdraft Protection Option

Eligible for Treasury
Management products

A minimum deposit of $50 is required to open an account.
1. Monthly service fee is only $19 if daily balance falls below $5,000.
2. See Schedule of Fees for complete details.
3. Foreign ATM transactions not included.
4. You must be enrolled and have successfully logged in to the online banking desktop version before you have access to the Bank of the Sierra mobile banking app.
5. Online Banking and Mobile App are required for Mobile Check Deposit. Your mobile carrier’s text messaging and web access charges may apply. Deposits are subject to verification and not available for immediate withdrawal. Restrictions apply. A printable version of the full Mobile Banking and Mobile Check Deposit agreement can be viewed by clicking here. For further information, please contact a Bank of the Sierra representative.

Beneficial Owner Certification.

Beneficial Owner Certification.

To help prevent financial crimes, federal regulation requires certain financial institutions to obtain, verify, and record information about the beneficial owners of legal entity customers. Anyone opening an account on behalf of a covered legal entity will be required to complete a Certification of Beneficial Ownership.

Manage Your Business Spending.

Bank of the Sierra’s free Visa® Business Debit Card makes it easy to control your business expenses and stay within budget. Enjoy flexible purchasing power, enhanced security features, and convenient digital tools in Sierra Cash Management to help you manage your organization’s cash flow and improve record-keeping.

  • Track your spending
  • Add authorized users
  • Set purchase limits
  • Capture receipts

Manage Your Business Spending.
Go Green with eStatements and eNotices.

Go Green with eStatements and eNotices.

Reduce paper waste, clutter, and postal delivery delays and enroll in secure electronic statements and notices, available for free with all Bank of the Sierra checking or savings accounts.

  • Access your statements earlier than a paper statement
  • View several months of statements and notices online*
  • Reduce the risk of mail fraud
  • Stay organized without having to store or shred documents
To learn more, stop by your nearest branch or give us a call at 1-888-454-BANK.

Securely Deposit Checks at Your Convenience.

Improve cash flow and increase efficiency with our Bank of the Sierra mobile banking app. Our secure technology lets you use your own mobile device to snap a picture and securely deposit checks into your account, whenever and wherever it’s convenient for you.5

To learn more, stop by your nearest branch or give us a call at 1-888-454-BANK.

Securely Deposit Checks at Your Convenience.

Specialty Accounts

Is your business involved in check cashing, currency exchange, money transfers, or prepaid cards? MSB Checking is tailor-made to empower non-banking financial institutions to operate more efficiently.2

More Solutions for Your Business Needs.

Treasury Management Services

Help your money work at peak efficiency. Get powerful tools and 24/7 access.

Learn More

Business Credit Cards

Easily manage day-to-day expenses and get the right perks for your business.

Learn More

Small Business Lending

Fast-track your business’s growth with our streamlined online application process.

Learn More

More Solutions for Your Business Needs.

Treasury Management Services

Help your money work at peak efficiency. Get powerful tools and 24/7 access.

Learn More

Business Credit Cards

Easily manage day-to-day expenses and get the right perks for your business.

Learn More

Small Business Lending

Fast-track your business’s growth with our streamlined online application process.

Learn More

Bank rules and regulations apply. Ask us for details. Other fees such as overdraft fees may apply. See Schedule of Fees for details. A minimum deposit of $50 is required to open an account.
*You will only have access to electronic account statements from your enrollment date going forward.
2. See Schedule of Fees for complete details.
3. Foreign ATM transactions not included.
4. You must be enrolled and have successfully logged in to the online banking desktop version before you have access to the Bank of the Sierra mobile banking app.
5. Online Banking and Mobile App are required for Mobile Check Deposit. Your mobile carrier’s text messaging and web access charges may apply. Deposits are subject to verification and not available for immediate withdrawal. Restrictions apply. A printable version of the full Mobile Banking and Mobile Check Deposit agreement can be viewed by clicking here. For further information, please contact a Bank of the Sierra representative.