Education

Guidance and resources for customers, homeowners, and small businesses.

 

Education

Guidance and resources for customers, homeowners, and small businesses.

Building Essential Money Skills.

Financial literacy is key at every stage of life. Money Smart, the FDIC’s free financial education program, offers helpful programs for educators, families, small businesses, and others in our community. Topics include:

Managing a bank account

Managing a bank account

Creating a budget

Creating a budget

Reaching your savings goals

Reaching your savings goals

Using credit effectively

Using credit effectively

Preventing identity theft

Preventing identity theft

Boost Your Money Smarts.

All FDIC Money Smart courses are available in English and Spanish. Get started below.

Build a strong financial foundation for children in pre-K through 12th grade.Learn More.

Make the most of your money now and prepare for the future with confidence. Learn More.

Protect your money and learn how to prevent elder financial exploitation. Learn More.

Get tips for aspiring and existing entrepreneurs to create and manage a business. Learn More.

Here, Your Money Is Safe.

The Federal Deposit Insurance Corporation insures bank deposits up to $250,000 per depositor for covered account categories.

The Federal Deposit Insurance Corporation insures bank deposits up to $250,000 per depositor for covered account categories.

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Bank of the Sierra Homeowners Assistance.

Bank of the Sierra Homeowners Assistance.

If you cannot afford your monthly mortgage payments on your principal residence, you may be eligible for a loan modification to help you avoid foreclosure. You may also qualify to refinance your current mortgage.

Contact a Customer Service Representative at 1-888-454-2265 to discuss your options. You may also call the Department of Housing and Urban Development (HUD) at 1-800-569-4287 to find a HUD-approved housing counseling agency.

What You’ll Need:

We determine eligibility for loan modifications and refinancing on a case-by-case basis. You’ll need to provide certain financial information, such as:

  • Two most recent pay stubs
  • Current monthly expenses
  • Two most recent federal tax returns
  • Most recent bank statement(s)
  • Current appraisal of your residence
  • Additional documentation may also be required

What You’ll Need:

Take Steps to Protect Your Business.

A risk assessment is a process to identify potential hazards and analyze what could happen if a hazard occurs. Bank of the Sierra strongly encourages all of our business customers to perform periodic risk assessments.

A risk assessment is a process to identify potential hazards and analyze what could happen if a hazard occurs. Bank of the Sierra strongly encourages all of our business customers to perform periodic risk assessments.

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