Treasury Management Services

At Bank of the Sierra, our goal is to provide outstanding cash management products and services to help our clients streamline their collections and payments, manage liquidity, resolve working capital challenges, and prevent fraud. We will work with you to understand your specific banking needs and determine the best solutions for your business.

1. Receivables

   Sierra Remote Deposit Capture (SRDC) & Sierra Remote Deposit Now (SRDN)

   Deposit checks from your office to save time, avoid extra trips to the bank, and get funds to your account sooner.

   With a bank-provided scanner, you can use remote deposit to submit check deposits electronically from approved business location(s) directly to your Bank of the Sierra Business Checking Account(s).

   Automated Clearing House (ACH) Origination – Collections

   Ease the process of sending out bills or collecting payments. With Sierra Cash Management online banking, we enable businesses to efficiently process collections by debiting customers’ accounts directly. No more waiting for checks to clear.

2. Payables

   Automated Clearing House (ACH) Origination – Payables

   Increase control of payments and reduce the time and expense associated with writing checks. Use ACH origination in Sierra Cash Management online banking to streamline your employee payroll and easily make one-time and recurring vendor payments by sending funds directly to recipients’ accounts.

   Wire Origination

   Manage recurring and one-time payments through Sierra Cash Management online banking. Wire origination allows business clients to initiate outgoing wires in U.S. dollars to approved destinations, domestically or internationally.

3. Liquidity Management

   Zero Balance Account (ZBA)

   Maintain an efficient cash position by managing your funds with this automated concentration account, which transfers money to and from your Bank of the Sierra Business Checking Account(s).

   Platinum Sweep

   Maximize your excess cash over $50,000 with this automated solution that sweeps idle funds from your Sierra Business Analysis account into an interest-bearing Bank of the Sierra Money Market Account.

4. Fraud Prevention

   Positive Pay & Payee Positive Pay

   Help protect your business from costly fraudulent check transactions. Use these fraud prevention tools to help catch unauthorized or suspect checks before they post to your account.

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