Mobile Wallets

Bank of the Sierra has teamed up with Apple Pay^®, Google Pay, and Samsung Pay to turn your phone into your wallet. Add your Bank of the Sierra debit cards to any of the apps listed below, for a faster, more convenient, more secure way to pay.

1. Apple Pay

   Using your Bank of the Sierra Mastercard^® with Apple Pay is easy, secure, and private.

   Add Your Card to Apple Pay in Three Simple Steps

   1. Open the Wallet app.
   2. Tap the plus sign in the upper right corner.
   3. Use your camera to add your Bank of the Sierra Mastercard debit card.

   Paying in Stores

   To pay in stores, there is no need to wake your iPhone^® or open an app. Just hold your iPhone near the reader with your finger on Touch ID^®. You’ll see “Done” on the display, along with a subtle vibration and beep, letting you know your payment information was sent. On Apple Watch^®, double-click the side button and hold the display of your Apple Watch up to the reader. A gentle tap and beep confirm that your payment information was sent.¹

   Paying in Apps and on the Web

   To pay in apps and on the web with iPhone and iPad^®, select Apple Pay as the payment method during checkout and place your finger on the Touch ID. To pay on Mac^® in Safari^®, choose Apple Pay, then complete the purchase with your iPhone or Apple Watch.¹

   It’s Secure and Private

   When you add your Bank of the Sierra Mastercard to Apple Pay, it assigns a unique Device Account Number instead of your actual card number. Plus, you can also get added peace of mind with the other security benefits that come with your card – such as Zero Liability and Mastercard ID Theft Protection^™.²

   Set up Apple Pay

2. Google Pay

   Google Pay with your Bank of the Sierra Mastercard^® gives you a simple and secure way to pay at over 1 million locations across the U.S.

   Simple Setup

   Once you have the Google Pay app you can add your Bank of the Sierra Mastercard debit card to use it with Google Pay.

   Easy to Use

   Look for the contactless symbol wherever you shop. To use your Bank of the Sierra Mastercard with Google Pay, simply unlock your device and hold it near the terminal to pay.

   Extra Security

   When you make a purchase with Google Pay, a virtual account number is used to represent your account information. Plus, your Bank of the Sierra Mastercard comes with Zero Liability coverage for added protection against identity theft.

   Google Pay FAQs

   1. What do I need to use Google Pay?

      To use your Android phone to pay in stores, you need an NFC- and HCE-enabled Android device running KitKat 4.4+, and the Google Pay app. If you don’t already have the app on your device you can download it from the Google Play Store.

   2. How do I use Google Pay?

      1. Unlock your device. No need to open the app.
      2. Hold the back of your device near the contactless payment terminal.
      3. Your phone will beep or vibrate, and you will receive a confirmation on your screen to show your payment was made.

   3. What should I do if I’m having difficulty adding a card?

      Bank of the Sierra is standing by to help. Just call the number on the back of your card.

   4. What is a virtual account number?

      Your credit and debit card number is assigned a unique virtual account number that’s used at checkout, so your full card details are not shared with the store when you pay. Think of it as a digital stand-in for your payment information.

   5. When will I need my virtual account number? How do I find it?

      You’ll need your virtual account number if you would like to make a return on an item purchased with Google Pay.

      To view the last four or five digits of your virtual account number go to “Card details” or “Transaction details” within the Google Pay app menu. Or hold your device near the contactless terminal and select the card you used to make the purchase.

   Download Google Pay

3. Samsung Pay

   Getting Started is Simple

   Simply download Samsung Pay from the Google App Store and follow the basic instructions to add your card into your Mobile Wallet.

   Please be advised, for security reasons you may be required to call Bank of the Sierra to complete your card set-up, before you are able to pay with your card.

   Use Samsung Pay with your Bank of the Sierra Mastercard^® for a simple and highly secure way to pay with the latest Samsung devices. You can use your latest compatible Samsung device almost anywhere you shop – from your favorite clothing store to your local coffee shop.

   Earn Even More When You Use Samsung Pay

   You’ll earn all your same rewards, plus you’ll get points for every purchase made in Samsung Pay, which you can use toward gift cards, products, and more. The more you use Samsung Pay, the more you get.**

   Shop Securely, Pay Privately

   When you use Samsung Pay, every transaction is authenticated by your fingerprint, iris, or PIN number, and a random token is used instead of your actual card details, so your information stays safe. Plus, you’ll also get added protection against identity theft from Zero Liability coverage that already comes with your Bank of the Sierra Mastercard.

   All Your Cards in One Place

   Once you launch the app, you can securely load your Bank of the Sierra debit card. You can also add your membership, rewards, and gift cards right to your phone so you always have them when you need them.

   Samsung Pay is only compatible with select cards, carriers, and Samsung devices. See Samsung.com/pay for compatibility.

   Get Samsung Pay