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Sierra Reserve Line of Credit Rates

Interest Rate and Interest Charges
Annual Percentage Rate (APR) for Purchases and Cash Advances 15.998%
Penalty APR and When It Applies 20.998%This APR may be applied to your account if you make a late payment.
How Long Will the Penalty APR Apply? If your APR is increased for this reason, the Penalty APR will apply indefinitely.
Paying Interest You will be charged interest from the transaction date
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at Protection Bureau https://www.consumerfinance.gov/learnmore
Fees
Annual Fee $19
Penalty Fees
Late Payment If a payment of at least the amount of the minimum required payment is not received within 10 days after the closing date subsequent to the payment due date, a late charge of 5% of the payment amount shall be imposed, though in no event shall this late charge exceed $10.00.
Returned Payment $32

How We Will Calculate Your Balance: We use a method called “daily balance (including current transactions).” See your account agreement for more details.

Billing Rights. Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

Rates as of 07/17.

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csr-sarah m
Sarah

Customer Service Representative

5 Years Experience

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Phone: 1-888-454-BANK
Routing Number: #121137027
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