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Sierra Prime Line of Credit Rates

Interest Rate and Interest Charges
Annual Percentage Rate (APR) for Balance Transfers 8.000%This APR will vary with the market based on the Bank of the Sierra Prime Rate.
Penalty APR and When It Applies 13.000%This APR will vary with the market based on the Bank of the Sierra Prime Rate. This APR may be applied to your account if you make a late payment.
How Long Will the Penalty APR Apply? If your APR is increased for this reason, the Penalty APR will apply indefinitely.
Paying Interest You will be charged interest from the transaction date.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore/
Fees
Set-up and Maintenance Fees
Annual Fee $150
Loan Origination Fee $100 (one-time fee)
Penalty Fees
Late Payment If a payment of at least the amount of the minimum required payment is not received within 10 days after the closing date subsequent to the payment due date, a late charge of 5% of the payment amount shall be imposed, though in no event shall this late charge exceed $10.00.
Returned Payment $32

Rates as of 03/20.

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NEWS

Bank of the Sierra Donates $16K to Asian Pacific Community Fund to Create College Scholarship Program

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Esperanza

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27 Years Experience

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Routing Number: #121137027
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