Personal Savings

This savings account features no minimum opening deposit and a variable interest rate.


  • No minimum deposit required
  • Unlimited ATM transactions
  • Up to 9 free transfers per quarter.1
  • FREE Sierra eStatements
  • Interest credited quarterly
  • No monthly service charge (for daily balances above $300 or with a Bank of the Sierra checking account; otherwise $9 per quarter)


1 Unlimited in person withdrawals each month. Withdrawals by check, draft, debit card, transfer, online or auto transfers are limited to 6 per month. A $2.00 charge for any withdrawal will be assessed on the 10th (tenth) withdrawal each quarter. If you exceed this limit in any 3 months within a 12 month period, your account will be changed to an account type without restrictions, or closed. Other restrictions apply, see your banker for details.


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