Discover the
Possibilities.

Impact Checking

Keep climbing and make a positive difference with this environmentally friendly choice. To assist with reforestation efforts in the California regions hardest hit by wildfires, we will plant a tree for every new Impact Checking account. Sign up for eStatements and we’ll plant a second tree! With convenient digital tools and optional overdraft protection, it’s never been easier to bank with a purpose.

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Additional
Checking Options

Essential Checking

Start smart with a simple, safe, and affordable solution that includes everything new account holders need to manage everyday finances quickly and easily. With Essential Checking there are no monthly fees, no overdraft fees, no minimum balance, and no worries.1


Growth Checking

Enjoy the rewards of an interest-bearing account that helps you make the most of what’s yours – no matter where you are on your financial journey. Just keep your balance at or above a certain level and Growth Checking offers a competitive rate to help keep your money growing.

Bank with a Purpose.

Our checking accounts include all the convenient tools you need to simplify your finances – so you can focus on what really matters.

Check your balance, review transactions, transfer funds, and more with secure online and mobile banking.

Turn your smartphone into a mobile wallet for a safer, easier way to pay on the go.

Skip a trip to the branch and make mobile check deposits quickly with your smartphone or tablet.

Enjoy low or no minimum balance requirements and monthly maintenance fees.
See chart below for full details.

Access more than 55,000 surcharge-free ATMs worldwide.

Create a budget, monitor expenses, and set goals using our free Money Manager tools.

Already a Customer?

We will plant a tree for every Bank of the Sierra customer who signs up to receive free electronic statements. Join us in our mission to help restore California’s forests and sign up for eStatements today.

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Explore Your Options.

  Impact Checking Essential Checking Growth Checking

Minimum Opening Deposit

$10

$5

$25

Monthly Maintenance Fee

$0

$0

$102

Interest

N/A

N/A

Yes

FREE Sierra Debit Card

Yes Yes Yes

FREE Online Banking

Yes Yes Yes

FREE Bill Pay

Yes Yes Yes

FREE Monthly eStatements

Yes Yes Yes

FREE Monthly Deposits

Yes Yes Yes

FREE 55,000 Surchage-Free ATMs Worldwide

Yes Yes Yes

Overdraft Protection Option

Yes

N/A

Yes

1. See "Schedule of Fees" for other fees that may affect your account.

2. Waived if average monthly collected balance is $25,000 or more OR if $50,000 or more in combined average monthly collected balances.