TABLE OF CONTENTS
ITEM
PAGE
PART I ..................................................................................................................................................................1
Item 1. Business....................................................................................................................................1
Item 1A. Risk Factors .........................................................................................................................11
Item 1B. Unresolved Staff Comments ................................................................................................20
Item 2. Properties................................................................................................................................20
Item 3. Legal Proceedings ..................................................................................................................20
Item 4. Reserved.................................................................................................................................20
PART II ...............................................................................................................................................................20
Item 5. Market for Registrant’s Common Equity, Related Shareholder Matters and
Issuer Purchases of Equity Securities ................................................................................20
Item 6. Selected Financial Data..........................................................................................................23
Item 7. Management’s Discussion and Analysis of Financial Condition
and Results of Operations ..................................................................................................25
Item 7A. Quantitative and Qualitative Disclosures about Market Risk..............................................52
Item 8. Financial Statements and Supplementary Data ......................................................................52
Item 9. Changes in and Disagreements with Accountants on
Accounting and Financial Disclosure ...............................................................................119
Item 9A. Controls and Procedures ....................................................................................................119
Item 9B. Other Information ..............................................................................................................122
PART III............................................................................................................................................................122
Item 10. Directors, Executive Officers and Corporate Governance .................................................122
Item 11. Executive Compensation....................................................................................................122
Item 12. Security Ownership of Certain Beneficial Owners and Management
and Related Shareholder Matters......................................................................................122
Item 13. Certain Relationships and Related Transactions and Director Independence....................122
Item 14. Principal Accounting Fees and Services ............................................................................122
PART IV ...........................................................................................................................................................123
Item 15. Exhibits and Financial Statement Schedules ......................................................................123
SIGNATURES ..................................................................................................................................................125
