SIERRA BANCORP AND SUBSIDIARY
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(Continued)
85
4.
LOANS AND LEASES
(Continued)
December 31, 2013
Rate
Modification
Term
Modification
Interest Only
Modification
Rate & Term
Modification
Term&
Interest Only
Modification
Rate, Term&
Interest Only
Modification
Total
Troubled Debt Restructurings
Real Estate:
Other Construction/Land
-
$
416
$
-
$
-
$
-
$
-
$
416
$
1-4 family - closed-end
-
3,338
-
238
-
102
3,678
Equity Lines
-
-
40
-
-
-
40
Commercial real estate
owner occupied
-
-
-
557
-
-
557
Commercial real estate
Non-owner occupied
-
-
-
-
-
-
-
Total Real Estate Loans
-
3,754
40
795
-
102
4,691
Agricultural
-
-
-
-
-
-
-
Commercial and Industrial
-
1,563
-
308
-
-
1,871
Consumer Loans
-
469
-
-
-
92
561
$ - $ 5,786 $ 40 $ 1,103 $ - $ 194 $ 7,123
