SIERRA BANCORP AND SUBSIDIARY
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(Continued)
78
4.
LOANS AND LEASES
(Continued)
Loans evaluated for impairment:
Individually Collectively Individually Collectively Individually Collectively
Real estate
30,620
$
673,610
$
47,010
$
530,829
$
66,133
$
479,656
$
Agricultural
-
27,746
470
24,710
663
21,819
Commercial and Industrial
(1)
2,916
216,876
5,444
171,243
7,018
275,634
Consumer
2,888
15,997
3,463
20,073
4,348
24,524
Total loans
36,424
$
934,229
$
56,387
$
746,855
$
78,162
$
801,633
$
(1)
Includes mortgage warehouse lines
Reserves based on method of evaluation for impairment:
Specific
General
Specific
General
Specific
General
Real estate
3,864
$
2,379
$
2,867
$
2,677
$
4,180
$
3,854
$
Agricultural
-
986
126
852
28
230
Commercial and Industrial
(1)
916
1,028
1,925
1,862
2,039
1,428
Consumer
668
1,097
431
686
878
1,236
Unallocated
-
310
-
251
-
-
Total loan loss reserves
5,448
$
5,800
$
5,349
$
6,328
$
7,125
$
6,748
$
(1)
Includes mortgage warehouse lines
December 31, 2014
December 31, 2013
December 31, 2012
December 31, 2014
December 31, 2013
December 31, 2012
