SIERRA BANCORP AND SUBSIDIARY
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(Continued)
82
4.
LOANS AND LEASES
(Continued)
With an Allowance Recorded
Real Estate:
1-4 family residential construction
-
$
-
$
-
$
-
$
-
$
Other Construction/Land
2,972
2,972
502
3,000
98
1-4 Family - closed-end
13,522
13,522
1,324
13,630
260
Equity Lines
528
528
123
530
13
Multifamily residential
-
-
-
-
-
Commercial real estate- owner occupied
2,047
2,047
217
2,069
135
Commercial real estate- non-owner occupied
3,715
3,715
701
3,813
238
Farmland
-
-
-
-
-
Total Real Estate
22,784
22,784
2,867
23,042
744
Agricultural
125
125
126
131
-
Commercial and Industrial
4,580
4,345
1,925
4,496
131
Consumer loans
3,411
3,411
431
3,591
172
30,900
30,665
5,349
31,260
1,047
With no RelatedAllowance Recorded
Real Estate:
1-4 family residential construction
-
$
-
$
-
$
-
$
-
$
Other Construction/Land
4,176
3,779
-
3,885
-
1-4 Family - closed-end
4,655
4,376
-
4,687
1
Equity Lines
565
493
-
493
-
Multifamily residential
-
-
-
-
-
Commercial real estate- owner occupied
7,436
5,516
-
5,568
-
Commercial real estate- non-owner occupied
10,077
9,780
-
9,820
115
Farmland
282
282
-
290
-
Total Real Estate
27,191
24,226
-
24,743
116
Agricultural
345
345
-
837
-
Commercial and Industrial
1,249
1,099
-
1,607
57
Consumer loans
241
52
-
77
-
29,026
25,722
-
27,264
173
Total
59,926
$
56,387
$
5,349
$
58,524
$
1,220
$
(1)
Contractual principal balance due fromcustomer.
(2)
Principal balance on Company's books, less any direct charge offs.
(3)
Interest income is recognized on performing balances on a regular accrual basis.
December 31, 2013
Unpaid Principal
Balance
(1)
Recorded
Investment
(2)
Related Allowance
Average Recorded
Investment
Interest Income
Recognized
(3)
