52
ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK
The information concerning quantitative and qualitative disclosures of market risk called for by Item 305 of Regula-
tion S-K is included as part of Item 7 above. See “Management’s Discussion and Analysis of Financial Condition
and Results of Operations – Liquidity and Market Risk Management”.
ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
The following financial statements and independent auditors’ reports listed below are included herein:
Page
I.
Report of Independent Registered Public Accounting Firm
from Vavrinek, Trine, Day & Co., LLP ........................................................ 53
II.
Consolidated Balance Sheets – December 31, 2014 and 2013.............................. 54
III.
Consolidated Statements of Income – Years Ended
December 31, 2014, 2013, and 2012 ............................................................. 55
IV.
Consolidated Statements of Comprehensive Income – Years Ended
December 31, 2014, 2013, and 2012 ............................................................. 56
V.
Consolidated Statements of Changes in Shareholders’ Equity – Years Ended
December 31, 2014, 2013, and 2012 ............................................................. 57
VI.
Consolidated Statements of Cash Flows – Years Ended
December 31, 2014, 2013, and 2012 ............................................................. 58
VII.
Notes to Consolidated Financial Statements.......................................................... 60
