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SIERRA BANCORP AND SUBSIDIARY
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(Continued)
86
4.
LOANS AND LEASES
(Continued)
December 31, 2014
Rate
Modification
Term
Modification
Rate & Term
Modification
Term&
Interest Only
Modification
Total
Troubled Debt Restructurings
Real Estate:
Other Construction/Land
-
$
-
$
40
$
-
$
40
$
1-4 family - closed-end
41
13
-
-
54
Equity Lines
-
945
29
-
974
Commercial real estate
owner occupied
279
123
-
-
402
Commercial real estate
Non-owner occupied
-
-
-
-
-
Total Real Estate Loans
320
1,081
69
-
1,470
Agricultural
-
-
-
-
-
Commercial and Industrial
-
153
28
30
211
Consumer Loans
-
9
103
-
112
$ 320 $ 1,243
$ 200
$ 30
$ 1,793