Sierra Bancorp Annual Report & 10k 2015
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Font Cover |
1 |
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Contents |
2 |
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Company Statements/Branch Locations |
3 |
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President's Message |
4 |
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Sierra Bancorp/Bank of the Sierra |
7 |
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Results of Operations |
8 |
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Financial Condition |
10 |
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Board of Directors/Executive Officers |
12 |
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Senior Management Team/Administrative Officers |
13 |
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Form 10-K |
15 |
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Table of Contents |
16 |
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PART I |
17 |
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ITEM 1. Business |
17 |
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ITEM 1A. Risk Factors |
27 |
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ITEM 1B. Unresolved Staff Comments |
36 |
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ITEM 2. Properties |
36 |
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ITEM 3. Legal Proceedings |
36 |
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ITEM 4. Reserved |
36 |
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PART II |
36 |
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Item 5. Market for Registrant's Common Equity, Related Shareholder Matters and Issuer Purchases of Equity Securities |
36 |
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Item 6. Selected Financial Data |
39 |
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Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations |
41 |
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Item 7A. Quantitative and Qualitative Disclosures About Market Risk |
68 |
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Item 8. Financial Statements and Supplementary Data |
68 |
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Item 9. Changes In and Disagreements With Accountants on Accounting and Financial Disclosure |
139 |
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Item 9A. Controls and Procedures |
139 |
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Item 9B. Other Information |
142 |
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PART III |
142 |
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Item 10. Directors, Executive Officers and Corporate Governance |
142 |
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Item 11. Executive Compensation |
142 |
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Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Shareholder Matters |
142 |
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Item 13. Certain Relationships and Related Transactions and Director Independence |
142 |
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Item 14. Principal Accounting Fees and Services |
142 |
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PART IV |
143 |
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Item 15. Exhibits, Financial Statement Schedules, and Reports on Form 8-K |
143 |
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Signatures |
145 |