16 / 146
TABLE OF CONTENTS
ITEM
PAGE
PART I ...............................................................................................................................................................1
Item 1. Business .....................................................................................................................................1
Item 1A. Risk Factors .........................................................................................................................11
Item 1B. Unresolved Staff Comments ................................................................................................20
Item 2. Properties .................................................................................................................................20
Item 3. Legal Proceedings ....................................................................................................................20
Item 4. Reserved...................................................................................................................................20
PART II .............................................................................................................................................................20
Item 5. Market for Registrant’s Common Equity, Related Shareholder Matters and
Issuer Purchases of Equity Securities ................................................................................20
Item 6. Selected Financial Data............................................................................................................23
Item 7. Management’s Discussion and Analysis of Financial Condition
and Results of Operations ..................................................................................................25
Item 7A. Quantitative and Qualitative Disclosures about Market Risk ..............................................52
Item 8. Financial Statements and Supplementary Data........................................................................52
Item 9. Changes in and Disagreements with Accountants on
Accounting and Financial Disclosure ...............................................................................123
Item 9A. Controls and Procedures ....................................................................................................123
Item 9B. Other Information ..............................................................................................................126
PART III ...........................................................................................................................................................126
Item 10. Directors, Executive Officers and Corporate Governance .................................................126
Item 11. Executive Compensation ....................................................................................................126
Item 12. Security Ownership of Certain Beneficial Owners and Management
and Related Shareholder Matters ......................................................................................126
Item 13. Certain Relationships and Related Transactions and Director Independence ....................126
Item 14. Principal Accounting Fees and Services.............................................................................126
PART IV ...........................................................................................................................................................127
Item 15. Exhibits and Financial Statement Schedules ......................................................................127
SIGNATURES ..................................................................................................................................................129