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SIERRA BANCORP AND SUBSIDIARY
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(Continued)
80
4.
LOANS AND LEASES
(Continued)
The following tables present the recorded investment in nonaccrual loans and loans past due over 30 days
as of December 31, 2015 and December 31, 2014 (dollars in thousands):
December 31, 2015
Real Estate:
1-4 family residential
construction
$ 612 $ 545 $ - $ 1,157 $ 13,784 $ 14,941 $ -
Other Construction/Land
18 129 63 210 37,149 37,359 457
1-4 family - closed-end
1,065 917 566 2,548 134,808 137,356 2,298
Equity Lines
199 247 484 930 43,303 44,233 1,770
Multi-family residential
- 630 - 630 26,592 27,222 630
Commercial real estate
owner occupied
232 129 260 621 218,087 218,708 2,325
Commercial real estate
Non-owner occupied
- - - - 165,107 165,107 262
Farmland
- - - - 133,182 133,182 610
Total Real Estate Loans
2,126 2,597 1,373 6,096 772,012 778,108 8,352
Agricultural
- - - - 46,237 46,237 -
Commercial and Industrial
127 153 86 366 112,841 113,207 710
Mortage warehouse lines
- - - - 180,355 180,355 -
Consumer loans
98 9 45 152 14,797 14,949 572
Total Gross Loans and Leases
$ 2,351 $ 2,759 $ 1,504 $ 6,614 $ 1,126,242 $ 1,132,856 $ 9,634
(1)
Included in Total Financing Receivables
(2)
As of December 31, 2015 there were no loans over 90 days past due and still accruing.
30-59 Days
Past Due
60-89 Days
Past Due
90 Days Or
More Past
Due
(2)
Total Past Due
Current
Total Financing
Receivables
Non-Accrual
Loans
(1)