Achieve Sustainable Growth.
Whether you’re a solo entrepreneur or part of a growing organization, you can enjoy the essential benefits of business banking with time-saving tools and minimal requirements. Plus, you’ll help to protect our planet’s resources for the next generation. Features include:One tree planted with each new account
One tree planted with each new account
A second tree planted when you sign up for free eStatements
A second tree planted when you sign up for free eStatements
Low fees + easy waiver options1
Low fees + easy waiver options1
Business Mobile Banking app2
Business Mobile Banking app2
50% off your first order of checks (up to $50)
50% off your first order of checks (up to $50)
First incoming wire free each month
First incoming wire free each month
Sierra Business Banking with bill pay3
Sierra Business Banking with bill pay3
Explore Your Options.
Minimum Opening Balance
$50
$50
$50
Monthly Maintenance Fee
$10
$19
$5
Interest
N/A
N/A
FREE Sierra Business Debit Card
FREE Debit Card Transactions3
FREE Sierra Cash Management2
FREE Bill Pay
FREE Mobile Deposits4
FREE eStatements and eNotices
Overdraft Protection Option
Eligibility for Treasury Management products
Free Incoming Wires
1 per month
2 per month
N/A
Discounts on Checks
50% off first order (up to $50)
50% off first order (up to $100)
50% off first order (up to $100)
A minimum deposit of $50 is required to open an account.
- Foreign ATM transactions not included.
- See Commercial Schedule of Fees for complete details.
- Online Banking and Sierra Business Mobile Banking app are required for Mobile Check Deposit. Your mobile carrier’s text messaging and web access charges may apply. Deposits are subject to verification and not available for immediate withdrawal. Restrictions apply. A printable version of the full Mobile Banking and Mobile Check Deposit agreement can be viewed by clicking here. For further information, please contact a Bank of the Sierra representative.
- There will be a charge for paper statements. See your account disclosures for details.
Explore Your Options.
A minimum deposit of $50 is required to open an account.
- Foreign ATM transactions not included.
- See Commercial Schedule of Fees for complete details.
- Online Banking and Sierra Business Mobile Banking app are required for Mobile Check Deposit. Your mobile carrier’s text messaging and web access charges may apply. Deposits are subject to verification and not available for immediate withdrawal. Restrictions apply. A printable version of the full Mobile Banking and Mobile Check Deposit agreement can be viewed by clicking here. For further information, please contact a Bank of the Sierra representative.
- There will be a charge for paper statements. See your account disclosures for details.
Working Together to Restore California’s Forests.
We’re passionate about giving back to the communities we serve, many of which have been affected by wildfires. Through our partnership with One Tree Planted, we’ll plant a tree when you open your Business Impact Checking account and plant another one when you go paperless with eStatements.
We’re passionate about giving back to the communities we serve, many of which have been affected by wildfires. Through our partnership with One Tree Planted, we’ll plant a tree when you open your Business Impact Checking account and plant another one when you go paperless with eStatements.

Beneficial Owner Certification.
To help prevent financial crimes, federal regulation requires certain financial institutions to obtain, verify, and record information about the beneficial owners of legal entity customers. Anyone opening an account on behalf of a covered legal entity will be required to complete a Certification of Beneficial Ownership.
Manage Your Business Spending.
Bank of the Sierra’s free Visa® Business Debit Card makes it easy to control your business expenses and stay within budget. Enjoy flexible purchasing power, enhanced security features, and convenient digital tools in Sierra Business Banking to help you manage your organization’s cash flow and improve record-keeping.
- Track your spending
- Add authorized users
- Set purchase limits
- Capture receipts


Go Green with eStatements and eNotices.
Reduce paper waste, clutter, and postal delivery delays and enroll in secure electronic statements and notices, available for free with all Bank of the Sierra checking or savings accounts.
- Access your statements earlier than a paper statement
- View several months of statements and notices online4
- Reduce the risk of mail fraud
- Stay organized without having to store or shred documents
Securely Deposit Checks
Improve cash flow and increase efficiency with our Bank of the Sierra Business Mobile Banking app. Our secure technology lets you use your own mobile device to snap a picture and securely deposit checks into your account, whenever and wherever it’s convenient for you.5
To learn more, stop by your nearest branch or give us a call at 1-888-454-BANK.

Specialty Accounts
Is your business involved in check cashing, currency exchange, money transfers, or prepaid cards? MSB Checking is tailor-made to empower non-banking financial institutions to operate more efficiently.2
Bank rules and regulations apply. Ask us for details. Other fees such as overdraft fees may apply. See Commercial Schedule of Fees for details. A minimum deposit of $5O is required to open an account.
- $50 opening deposit. $10 monthly maintenance fee waived with $1,500 average monthly collected balance in your Business Impact Checking account or $3,500 average monthly combined balances in all eligible Bank of the Sierra business deposit accounts. Definition of eligible accounts: Bank of the Sierra Business Checking, Business Savings, and Business Money Market accounts and the current ledger balance in Business CD accounts (determined on the statement date of the primary checking account) based on the primary owner(s) Tax ID number. For Sole Proprietors only, combined balances may include other business and personal deposits based on the primary account ownership. Up to $10,000 in cash deposits included per statement cycle and $1.20 per $1,000 additional thereafter. Up to 150 ACH debits/credits included per statement cycle, and $0.15 per ACH debit/credit thereafter. If you close your account within 6 months of opening, there will be a $25.00 fee. $5.00 paper statement fee waived with eStatement enrollment. This product cycles on the last day of each month.
- See Commercial Schedule of Fees for complete details.
- You must be enrolled and have successfully logged in to the online banking desktop version before you have access to the Bank of the Sierra Mobile Banking app.
- You will only have access to electronic account statements from your enrollment date going forward.
- Online Banking and Sierra Business Mobile Banking app are required for Mobile Check Deposit. Your mobile carrier’s text messaging and web access charges may apply. Deposits are subject to verification and not available for immediate withdrawal. Restrictions apply. A printable version of the full Mobile Banking and Mobile Check Deposit agreement can be viewed by clicking here. For further information, please contact a Bank of the Sierra representative.