Due to scheduled maintenance, Online and Mobile Banking will be temporarily unavailable from Saturday, August 15 at 10pm PT until Sunday, August 16 at 3am PT.
Essential Checking is a simple, safe, and affordable solution that includes everything you need to manage everyday finances quickly and easily. Features include:
Essential Checking has been officially certified by the Cities for Financial Empowerment Fund (CFE Fund) as meeting the Bank On National Account Standards for safe and affordable transaction accounts.
Minimum Opening Balance
$10
$5
$25
Monthly Maintenance Service Charge
$0
$0
$10*
Interest
N/A
N/A
FREE Sierra Debit Card1
FREE Online Banking
FREE Bill Pay
FREE Monthly eStatements2
FREE Mobile Deposits3
FREE 55,000 Surcharge-Free
ATMs Worldwide
Overdraft Protection Option
N/A
* Waived if average monthly collected balance is $25,000 or more OR if $50,000 or more in combined average monthly collected balances.
Minimum Opening Balance
$10
Monthly Maintenance Service Charge
$0
Interest
N/A
FREE Sierra Debit Card1
FREE Online Banking
FREE Bill Pay
FREE Monthly eStatements2
FREE Mobile Deposits3
FREE 55,000 Surcharge-Free
ATMs Worldwide
Overdraft Protection Option
Minimum Opening Balance
$5
Monthly Maintenance Service Charge
$0
Interest
N/A
FREE Sierra Debit Card1
FREE Online Banking
FREE Bill Pay
FREE Monthly eStatements2
FREE Mobile Deposits3
FREE 55,000 Surcharge-Free
ATMs Worldwide
Overdraft Protection Option
N/A
Minimum Opening Balance
$25
Monthly Maintenance Service Charge
$10*
Interest
FREE Sierra Debit Card1
FREE Online Banking
FREE Bill Pay
FREE Monthly eStatements2
FREE Mobile Deposits3
FREE 55,000 Surcharge-Free
ATMs Worldwide
Overdraft Protection Option
* Waived if average monthly collected balance is $25,000 or more OR if $50,000 or more in combined average monthly collected balances.
We believe in making banking accessible and affordable for everyone – while doing our part to help our planet. Through our partnership with One Tree Planted, you can help us make a difference by going paperless with eStatements.
We believe in making banking accessible and affordable for everyone – while doing our part to help our planet. Through our partnership with One Tree Planted, you can help us make a difference by going paperless with eStatements.
Count on us for smart banking tools and local convenience.
Stay on top of your finances, no matter where life takes you. Get our free mobile app.
Learn More
Make checkout a breeze by adding your Bank of the Sierra debit card to your phone’s mobile wallet.
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Take the hassle out of paying bills. Quickly pay your bills right through online banking.
Learn More
1. Bank rules and regulations apply. Ask us for details. Other fees may apply. See Schedule of Fees for details. A minimum deposit of $5 is required to open this account.
1-888-454-BANK
P.O. Box 1930
Porterville, CA 93258
