“BankOn” Approved
Essential Checking has been officially certified by the Cities for Financial Empowerment Fund (CFE Fund) as meeting the Bank On National Account Standards for safe and affordable transaction accounts.
Explore Your Options.
Minimum Opening Balance
$10
$5
$25
Monthly Maintenance Fee
$0
$0
$10*
Interest
N/A
N/A
FREE Sierra Debit Card
FREE Online Banking
FREE Bill Pay
FREE Monthly eStatements
FREE Mobile Deposits
FREE 55,000 Surcharge-Free
ATMs Worldwide
Overdraft Protection Option
N/A
* Waived if average monthly collected balance is $25,000 or more OR if $50,000 or more in combined average monthly collected balances.
Explore Your Options.
Minimum Opening Balance
$10
Monthly Maintenance Fee
$0
Interest
N/A
FREE Sierra Debit Card
FREE Online Banking
FREE Bill Pay
FREE Monthly eStatements
FREE Mobile Deposits
FREE 55,000 Surcharge-Free
ATMs Worldwide
Overdraft Protection Option
Minimum Opening Balance
$5
Monthly Maintenance Fee
$0
Interest
N/A
FREE Sierra Debit Card
FREE Online Banking
FREE Bill Pay
FREE Monthly eStatements
FREE Mobile Deposits
FREE 55,000 Surcharge-Free
ATMs Worldwide
Overdraft Protection Option
N/A
Minimum Opening Balance
$25
Monthly Maintenance Fee
$10*
Interest
FREE Sierra Debit Card
FREE Online Banking
FREE Bill Pay
FREE Monthly eStatements
FREE Mobile Deposits
FREE 55,000 Surcharge-Free
ATMs Worldwide
Overdraft Protection Option
* Waived if average monthly collected balance is $25,000 or more OR if $50,000 or more in combined average monthly collected balances.
Lifting Up Our Communities.
We believe in making banking accessible and affordable for everyone – while doing our part to help our planet. Through our partnership with One Tree Planted, you can help us make a difference by going paperless with eStatements.
We believe in making banking accessible and affordable for everyone – while doing our part to help our planet. Through our partnership with One Tree Planted, you can help us make a difference by going paperless with eStatements.
Simplify Your Banking
Count on us for smart banking tools and local convenience.
- Sierra eStatements – Say goodbye to paper waste, clutter, and snail-mail slowdowns. Enroll in eStatements through online banking.
- Debit Cards – Breeze through checkout in stores and online with our new tap-and-go, digital wallet-enabled cards.
- Direct Deposit – Access your money sooner and enjoy enhanced security. To set up direct deposit, check with your employer or other income source.
- Safe Deposit Boxes – Protect your important documents and valuables. Contact a branch for details.
- Wire Transfers – A fast and secure way to transfer funds anywhere in the world. Available at your local branch.
1. Bank rules and regulations apply. Ask us for details. Other fees may apply. See Schedule of Fees for details. A minimum deposit of $5 is required to open this account.