Risk-Free Growth + Complete Online Convenience.
Enjoy higher earnings, greater convenience, and 24/7 account access from the comfort of home with our online-only Sierra High-Yield Savings account.1 Features include:Competitive 3.05% APY* on balances over $10,0002
Competitive 3.05% APY* on balances over $10,0002
No monthly maintenance
fees3, 4
No monthly maintenance
fees3, 4
Interest compounded daily
Interest compounded daily
24/7 online and mobile banking tools
24/7 online and mobile banking tools
Free electronic statements5
Free electronic statements5
FDIC-insured up to federal limits
FDIC-insured up to federal limits
It’s Easy to Get Started.
Open your Sierra High-Yield Savings account in minutes with our easy, secure online application – no branch visit needed!
Account Requirements
Earning 3.05% APY* is as easy as 1–2–3:
Manage Your Money Anytime, Anywhere
Get 24/7 online and mobile access with our time-saving
digital tools.
- Easily set up automatic transfers
- Move money between accounts
- Make unlimited deposits and withdrawals4


Go Green with eStatements
Enjoy greater convenience and security with free, environmentally friendly eStatements.
- Online access to view your account statements
- No risk of statements getting lost in the mail
- Reduced paper clutter to store or shred
*APY=Annual Percent Yield
1. This account is available online only.
2. The minimum amount to open this account is $100.00.
3. Refer to our Personal Comprehensive Disclosure, Deposit Rate Sheet (if applicable), and Schedule of Fees for additional terms, conditions, and fees that apply to your account.
4.There will be a $2.00 charge for each withdrawal after the sixth (6) withdrawal per month. This will include any withdrawal transaction type. Fees will be assessed daily.
5. eStatements are available for this account at no charge. There is a $2.00 per month paper statement fee for this account. To avoid this fee, sign up for access to eStatements through Online Banking. Fees may reduce earnings.
6. Offer valid only for deposits made from non-Bank of the Sierra accounts.
7. The account must maintain a minimum balance of $10,000.00 in the account each day to obtain the disclosed annual percentage yield. If the balance falls below $10,000.00 the interest will be paid at the current published rate.