Business Certificates of Deposit

Plan for sustainable growth.

Business Certificates of Deposit

Plan for sustainable growth.

Unlock Higher Returns.

With our Business Certificates of Deposit (CD),1 you can keep your business savings secure while watching your money grow. Our team can help you select the right option for your needs and goals. Features include:


Fixed rates that provide steady growth

Fixed rates that provide steady growth

Fixed rates that provide steady growth

Fixed rates that provide steady growth

Wide range of available terms

Wide range of available terms

Wide range of available terms

Wide range of available terms

Low minimum balance CD options starting at $1,000

Low minimum balance CD options starting at $1,000

Low minimum balance CD options starting at $1,000

Low minimum balance CD options starting at $1,000

Interest can be transferred, reinvested, or paid out

Interest can be transferred, reinvested, or paid out

Interest can be transferred, reinvested, or paid out

Interest can be transferred, reinvested, or paid out


Sierra Prime Index CD.<sup class='rfs-9'>1</sup>

Sierra Prime Index CD.1

With shorter terms, higher interest rates, and greater flexibility, your business has a secure and rewarding savings strategy for amounts over $10,000. Features include:

  • Variable interest rate indexed to the Wall Street Journal Prime Rate
  • Flexible terms of 90 days up to one year1
  • Additional deposits of $500 or more can be made at any time

91-Day Variable Savings.1

This short-term CD is a great choice for growing businesses that want to build up their cash reserves without tying up funds for a long time. Features include:

  • Low opening deposit of only $1,000
  • Convenient 91-day term1
  • Competitive variable interest rate
  • Additional deposits can be made at any time

91-Day Variable Savings.<sup class='rfs-9'>1</sup>

Let’s Keep Your Business Growing.

For current rates and terms, please contact your local branch or our Customer Service Center at 1-888-454-BANK.

It’s Easy to Get Started.

Stop by a Bank of the Sierra branch to open your account.

Putting You in Control.

Our business digital services help you save time, optimize cash flow, and fight fraud.

Our business digital services help you save time, optimize cash flow, and fight fraud.

More Solutions for Your Business Needs.

Business + Interest Checking

Enjoy everyday convenience plus competitive earnings.

Learn More

Merchant Solutions

Delight your customers and streamline your point of sale. Find your payment solution.

Learn More

Small Business Lending

Fast-track your business’s growth with our streamlined online application process.

Learn More

More Solutions for Your Business Needs.

Business + Interest Checking

Enjoy everyday convenience plus competitive earnings.

Learn More

Merchant Solutions

Delight your customers and streamline your point of sale. Find your payment solution.

Learn More

Small Business Lending

Fast-track your business’s growth with our streamlined online application process.

Learn More

1. Early withdrawal penalties may apply.