Bank rules and regulations apply. Ask us for details. Other fees such as overdraft fees may apply. See Commercial Schedule of Fees for details. A minimum deposit of $5O is required to open an account.

1. $50 opening deposit. $19 monthly maintenance service charge waived with $3,500 average monthly collected balance in your Performance Checking account or $15,000 average monthly combined balances in all eligible Bank of the Sierra business deposit accounts and business loan accounts. Definition of eligible accounts: Bank of the Sierra Business Checking, Business Savings, and Business Money Market accounts and the current ledger balance in Business CD accounts and business loan accounts (determined on the statement date of the primary checking account) based on the primary owner(s) Tax ID number. For Sole Proprietors only, combined balances may include other business and personal deposits based on the primary account ownership. Up to $20,000 in cash deposits included per statement cycle and $1.20 per $1,000 additional thereafter. Up to 300 ACH debits/credits included per statement cycle, and $0.15 per ACH debit/credit thereafter. If you close your account within 6 months of opening, there will be a $25.00 fee. $5.00 paper statement fee waived with eStatement enrollment. This product cycles on the last day of each month.
2. See Commercial Schedule of Fees for complete details.
3. You must be enrolled and have successfully logged in to the online banking desktop version before you have access to the Bank of the Sierra Mobile Banking app. Online Banking and Sierra Business Mobile Banking app are required for Mobile Check Deposit. Your mobile carrier’s text messaging and web access charges may apply. Deposits are subject to verification and not available for immediate withdrawal. Restrictions apply. A printable version of the full Mobile Banking and Mobile Check Deposit agreement can be viewed by clicking here. For further information, please contact a Bank of the Sierra representative.