Impact Checking

Keep control of your finances – and keep California growing strong.

Visit a Branch
 

Impact Checking

Keep control of your finances – and keep California growing strong.

Visit a Branch

A Whole World of Difference.

Impact Checking is a new kind of payment account, providing all the convenient digital tools you need for around-the-clock banking and protecting our planet’s resources for the next generation. Features include:

No minimum balance or monthly maintenance service charge

No minimum balance or monthly maintenance service charge

Free online and mobile banking and bill pay

Free online and mobile banking and bill pay

Free debit card

Free debit card

Overdraft protection available

Overdraft protection available

One tree planted with each new account

One tree planted with each new account

A second tree planted when you sign up for free eStatements

A second tree planted when you sign up for free eStatements

It’s Easy to Get Started.

Choose from a range of accounts with tools and benefits that fit your needs.

Visit a Branch Contact Us

Explore Your Options.

 

Impact Checking

Essential Checking

Growth Checking

Minimum Opening Balance

$10

$5

$25

Monthly Maintenance Service Charge

$0

$0

$10*

Interest

N/A

N/A

FREE Sierra Debit Card1

FREE Online Banking

FREE Bill Pay

FREE Monthly eStatements2

FREE Mobile Deposits3

FREE 55,000 Surcharge-Free
ATMs Worldwide

Overdraft Protection Option

N/A

A minimum deposit of $50 is required to open an account.

  1. See Schedule of Fees for complete details.
  2. There will be a charge for paper statements. See your account disclosures for details.
  3. Online Banking and Mobile Banking app are required for Mobile Check Deposit. Your mobile carrier’s text messaging and web access charges may apply. Deposits are subject to verification and not available for immediate withdrawal. Restrictions apply. A printable version of the full Mobile Banking and Mobile Check Deposit agreement can be viewed by clicking here. For further information, please contact a Bank of the Sierra representative.

Explore Your Options.

Minimum Opening Balance

$10

Monthly Maintenance Service Charge

$0

Interest

N/A

FREE Sierra Debit Card1

FREE Online Banking

FREE Bill Pay

FREE Monthly eStatements2

FREE Mobile Deposits3

FREE 55,000 Surcharge-Free
ATMs Worldwide

Overdraft Protection Option

Minimum Opening Balance

$5

Monthly Maintenance Service Charge

$0

Interest

N/A

FREE Sierra Debit Card1

FREE Online Banking

FREE Bill Pay

FREE Monthly eStatements2

FREE Mobile Deposits3

FREE 55,000 Surcharge-Free
ATMs Worldwide

Overdraft Protection Option

N/A

Minimum Opening Balance

$25

Monthly Maintenance Service Charge

$10*

Interest

FREE Sierra Debit Card1

FREE Online Banking

FREE Bill Pay

FREE Monthly eStatements2

FREE Mobile Deposits3

FREE 55,000 Surcharge-Free
ATMs Worldwide

Overdraft Protection Option

A minimum deposit of $50 is required to open an account.

  1. See Schedule of Fees for complete details.
  2. There will be a charge for paper statements. See your account disclosures for details.
  3. Online Banking and Mobile Banking app are required for Mobile Check Deposit. Your mobile carrier’s text messaging and web access charges may apply. Deposits are subject to verification and not available for immediate withdrawal. Restrictions apply. A printable version of the full Mobile Banking and Mobile Check Deposit agreement can be viewed by clicking here. For further information, please contact a Bank of the Sierra representative.

Working Together to Restore California’s Forests.

We’re passionate about giving back to the communities we serve, many of which have been affected by wildfires. Through our partnership with One Tree Planted, we’ll plant a tree when you open your Impact Checking account and plant another one when you go paperless with eStatements.

We’re passionate about giving back to the communities we serve, many of which have been affected by wildfires. Through our partnership with One Tree Planted, we’ll plant a tree when you open your Impact Checking account and plant another one when you go paperless with eStatements.

Learn More

Simplify Your Banking

Count on us for smart banking tools and local convenience.

  • Sierra eStatements – Say goodbye to paper waste, clutter, and snail-mail slowdowns. Enroll in eStatements through online banking.
  • Debit Cards – Breeze through checkout in stores and online with our new tap-and-go, digital wallet-enabled cards.
  • Direct Deposit – Access your money sooner and enjoy enhanced security. To set up direct deposit, check with your employer or other income source.
  • Safe Deposit Boxes – Protect your important documents and valuables. Contact a branch for details.
  • Wire Transfers – A fast and secure way to transfer funds anywhere in the world. Available at your local branch.

More Solutions to Fit Your Lifestyle.

Mobile Banking

Stay on top of your finances, no matter where life takes you. Get our free mobile app.

Learn More

CDs

Take your savings up a notch. Earn more with a low-risk certificate of deposit.

Learn More

Credit Cards

Better options. Bigger perks. Find the right card for your life.

Learn More

More Solutions to Fit Your Lifestyle.

Mobile Banking

Stay on top of your finances, no matter where life takes you. Get our free mobile app.

Learn More

CDs

Take your savings up a notch. Earn more with a low-risk certificate of deposit.

Learn More

Credit Cards

Better options. Bigger perks. Find the right card for your life.

Learn More

Bank rules and regulations apply. Ask us for details. Other fees including overdraft fees may apply. See Schedule of Fees for details. A minimum deposit of $10 is required to open this account.