You do a lot to keep your small business running smoothly. That’s why Bank of the Sierra offers a wide range of lending products to help your community business grow. With the perfect loan to suit your needs, you’re able to spend more time on the important things.
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With our convenient online interface, it’s never been easier to go from inquiry, to approval, to having the funds deposited.
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Bank of the Sierra offers three different express loan products to suit your needs under $250,000.
Sierra Reserve Lines are unsecured overdraft protection lines of credit. A Sierra Business Reserve Line is attached to a Business Checking Account, which is vested in the same name as the Borrower.
• Amounts range from $1,000 - $25,000
Sierra Business Lines of Credit typically provide working capital in order to support the trading cycle of the company (accounts receivable, inventory, and accounts payable). A Sierra Business Line of Credit is attached to a Business Checking Account, which is vested in the same name as the Borrower.
• Amounts range from $25,000 - $250,000
Term loans may be appropriate for business borrowers when there is a need for permanent working capital, typically to finance a permanent increase in accounts receivable and/or inventory. Term loans may also be used for equipment or vehicles purchased for business purposes.
• Amounts range from $10,000 - $250,000
We also offer Government-guaranteed small business loans. If your needs range between $100,000 to $5,000,000 an SBA Loan can be a great way to secure the funds you need. Let our experienced lenders guide you through the process.
Just stop by your nearest branch or give us a call at (888) 454-BANK to find out more.